Bank Reconciliation Services
Stakeville's bank reconciliation service ties every bank, credit card, loan, and payment-processor account to its source statement each month, investigates discrepancies to their root cause instead of booking plug entries, and documents the results so your balances are provable.
Reconciliation is the difference between books and guesses. If nobody proves the software's balances against actual statements, errors compound silently: duplicate charges, missing deposits, bank fees never recorded, and eventually a file where nothing can be trusted.
Our standard is root-cause reconciliation: when a balance is off, we find the transaction responsible (a duplicate interest charge, a missing December entry, a deposit recorded twice) rather than forcing the difference into a plug. We have reconciled engagements spanning 38 statements and more than a thousand transactions in a single period.
What's included
All-account coverage
Checking, savings, every credit card, loans, and processors like Stripe and PayPal, not just the operating account.
Statement-by-statement tie-out
Each month proven against the actual bank document, with reconciliation reports saved.
Discrepancy investigation
Differences traced to their source transaction, duplicates, missing entries, and timing issues identified by name.
No plug entries
We never force balances with unexplained adjustments; every correction is documented.
Historical catch-up
Months or years of unreconciled accounts brought current from source statements.
How it works
Statement gathering
We collect statements for every account, bank, card, loan, and processor.
Month-by-month tie-out
Each account reconciled in sequence, with discrepancies logged and resolved.
Ongoing cadence
Reconciliation becomes part of a monthly close so drift never returns.
“Our books were 14 months behind when we found Stakeville. Three weeks later everything reconciled and our CPA filed without a single question.”
“The monthly report is one page and I actually read it. What moved, why, and what to watch. That alone is worth the fee.”
Bank Reconciliation Services, frequently asked questions
What is bank reconciliation and why does it matter?
Bank reconciliation is matching every transaction in your accounting software against your actual bank statement to prove the balances are real. Without it, errors, missed transactions, and even fraud accumulate undetected.
Our books have a mystery adjustment entry, can you unwind it?
Yes. Plug entries usually hide specific unreconciled transactions. We reverse the plug, reconcile the underlying months, and replace it with documented corrections.
How often should accounts be reconciled?
Monthly, as soon as statements are available. High-volume accounts benefit from weekly review, but the formal tie-out is a monthly discipline.
Find out what your books need, free.
A 20-minute Books Health Check: we review your current setup and tell you exactly what it will take to get clean, decision-ready numbers. No pressure, no credentials requested.